Auto Loans

APR1 as low as 1.99%
Used < 4 Yrs Old
APR1 as low as 1.99%
5 Years & Older
APR1 as low as 2.99%

1 ANNUAL PERCENTAGE RATE, subject to change. Rate quoted on new/used up to 4 years old is for a 36 month term (other terms/rates available). Term for 60 months on 5 year & older vehicles. Rates and terms are determined when a loan is initiated. Full rates and disclosures


12 Months
APY1 0.45%
24 Months
APY1 0.80%
36 Months
APY1 1.10%

1 ANNUAL PERCENTAGE YIELD. Regular certificates require a minimum $1,000 deposit. Full rates and disclosures

Credit Cards

Visa Platinum Rewards
APR1 9.9%, 12.9% or 15.9%
Secured Reward Visa
12.9% APR1

1 All rates given in ANNUAL PERCENTAGE RATE depending on your credit history. Please read the following disclosure that contains rates, fees, and other cost information, as well as agreements and terms that are related to the FFCU Credit Card.


30 Year Fixed
APR1 Base Rate 4.125% with 0 points
15 Year Fixed
APR1 Base Rate 3.375% with 0 points
APR1 as low as 4.250% with min $5k initial draw

1 Annual Percentage Rate as of 05/28/2015 subject to change. Full rates and disclosures

First To Have Apple Pay

Your credit union is the FIRST New Mexico Credit Union that has Apple Pay! You now can use First Financial Credit Union’s credit and debit cards with Apple Pay™, the easy, secure, and private way to pay!