Auto Loans

New
APR1 as low as 1.99%
Used < 4 Yrs Old
APR1 as low as 1.99%
5 Years & Older
APR1 as low as 2.99%

1 ANNUAL PERCENTAGE RATE, subject to change. Rate quoted on new/used up to 4 years old is for a 36 month term (other terms/rates available). Term for 60 months on 5 year & older vehicles. Rates and terms are determined when a loan is initiated. Full rates and disclosures

Certificates

12 Months
APY1 0.45%
24 Months
APY1 0.70%
36 Months
APY1 1.00%

1 ANNUAL PERCENTAGE YIELD. Regular certificates require a minimum $1,000 deposit. Full rates and disclosures

Credit Cards

Visa Platinum Rewards
APR1 9.9%, 12.9% or 15.9%
Secured Reward Visa
12.9% APR1

1 All rates given in ANNUAL PERCENTAGE RATE depending on your credit history. Please read the following disclosure that contains rates, fees, and other cost information, as well as agreements and terms that are related to the FFCU Credit Card.

Mortgages

30 Year Fixed
APR1 Base Rate 3.875% with 0 points
15 Year Fixed
APR1 Base Rate 3.250% with 0 points
HELOC
APR1 as low as 4.500% with min $5k initial draw

1 Annual Percentage Rate as of 05/27/2016 subject to change. Full rates and disclosures

Skip Pay

!/system/files/3568/original/SkipPay_EmailAd.gif! h3. Enjoy some extra cash this summer! To see if you qualify to skip your July consumer loan payment, "fill out this form completely":/system/files/3565/original/SkipPay_Insert.jpg, sign and return to us by: mail: First Financial CU, PO Box 25587, Albuq, NM 87125 • Fax: (505) 462-1946 • DROP OFF at any branch. h5. This offer is good for one month, and final approval of the skip pay request is subject to the discretion of First Financial Credit Union. This offer excludes: credit cards, real estate loans, lines of credit, back-to-school loans, holiday loans, vacation, “Whatever” and Redi-Cash loans, SEG promos, workout, loans with forced placed insurance or any loans originated prior to 7/01/2010. Loans delinquent more than 30 days in the last 12 months are ineligible. Loan(s) must have at least six months of payment history, and all of your credit union loans must be in good standing. Skip Pay request must be received by First Financial Credit Union no later than 10 days prior to payment due date, or date payment is automatically deducted from your account. Finance charges will continue to accrue during the deferment period and may extend the original term and increase the finance charges. Other restrictions may apply. A $20 fee per loan for each skip pay will apply. Only one skip payment is allowed in a 12 month period.

Alaska

Hi my name is Alaska, I’m a beautiful one year nine month old female American Pit Bull Cross. I’m a shy girl at first, but I warm up quickly.

Skip Pay

!/system/files/3568/original/SkipPay_EmailAd.gif! h3. Enjoy some extra cash this summer! To see if you qualify to skip your July consumer loan payment, "fill out this form completely":/system/files/3565/original/SkipPay_Insert.jpg, sign and return to us by: mail: First Financial CU, PO Box 25587, Albuq, NM 87125 • Fax: (505) 462-1946 • DROP OFF at any branch. h5. This offer is good for one month, and final approval of the skip pay request is subject to the discretion of First Financial Credit Union. This offer excludes: credit cards, real estate loans, lines of credit, back-to-school loans, holiday loans, vacation, “Whatever” and Redi-Cash loans, SEG promos, workout, loans with forced placed insurance or any loans originated prior to 7/01/2010. Loans delinquent more than 30 days in the last 12 months are ineligible. Loan(s) must have at least six months of payment history, and all of your credit union loans must be in good standing. Skip Pay request must be received by First Financial Credit Union no later than 10 days prior to payment due date, or date payment is automatically deducted from your account. Finance charges will continue to accrue during the deferment period and may extend the original term and increase the finance charges. Other restrictions may apply. A $20 fee per loan for each skip pay will apply. Only one skip payment is allowed in a 12 month period.

Membership Booklet

Our Membership Booklet contains our Membership & Account Agreement, Funds Availability Policy Disclosure, Electronic Fund Transfers Agreement & Disclosure, and Truth-in-Savings Disclosure.