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Sometimes life throws a curve ball, leaving you in a crunch for some fast cash. First Cash Overdraft Line of Credit* could be the option for you!

  • Overdraft LOC (line of credit)*
  • Credit limit up to $500
  • One-time $18 application fee (non-refundable)
  • Interest rate of 18% APR**
  • Automatically due on the 20th of every month from your FFCU account
  • No penalty for early payments
  • You can immediately advance by using your checking account as normal or requesting a transfer online, through our mobile app, over the phone or in person!

For additional information or to apply, please contact us at (505) 766-5600 or visit us at any branch location.

*Subject to approval.
**Annual Percentage Rate as of 02/01/23 and is subject to change.


Thank you for your interest in applying for a First Financial Credit Union Credit Card. The credit union is updating the credit card portfolio from Visa to MasterCard, thus there is a temporary freeze on accepting new credit card applications. Credit Card applications will be available on October 16th, 2023, please ensure to apply for a credit card at that time. Thank you for your understanding.

First Financial Credit Union Card Services

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