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Free checking that earns really high dividends — plus refunds on ATM withdrawal fees, nationwide.

Key Features

  • Really High Dividends
  • Refunds on ATM Withdrawal Fees
  • No Monthly Maintenance Fees
  • No Minimum Balance to Earn Rewards
  • Free checking that pays high dividends
  • 2.05% APY* on balances up to $7,500
  • 2.05% to 0.42% APY on balances over $7,500 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free digital banking
  • Free Mastercard® debit card
  • Nationwide surcharge-free ATM access
  • Shared branches in all 50 states
  • No minimum amount required to open — $5 minimum balance required in Primary Savings Account of all members ($2/monthly fee if balance falls below $5)

It’s easy to earn your rewards

It's so easy that you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 debit card transactions over $5.00
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in online banking and log in at least once a month

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next month.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM transactions, transfers between accounts and PIN or signature debit card purchases less than $5.01. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one calendar day prior to the first day of the current statement cycle through one calendar day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, balances up to $7,500.00 receive APY of 2.05%; and balances over $7,500.00 earn .30% dividend rate on the portion of balance over $7,500.00, resulting in a range from 0.42% to 2.05% APY depending on the account’s balance. In addition, you will receive reimbursements up to an aggregate total of $25.00, max. $4.99 per single transaction, for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within 60 calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded. Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 11/01/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Must open and maintain a $5.00 in primary savings for credit union membership. No minimum deposit is required to open a Kasasa checking account. Monthly access to online banking and receipt of electronic statements are a qualifier of these Kasasa accounts to qualify for the rewards. Limit 1 Kasasa account per membership number. There are no recurring monthly maintenance charges or fees to open this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member insured by NCUA. Kasasa Cash, Cashback and Tunes accounts are trademarks of Kasasa, Ltd., registered in the U.S.A

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