First Home - a First Financial Credit Union, first-time home buyers program.
NO PMI! - Skip the Private Mortgage Insurance
Most buyers pay hundreds each month in PMI - you won’t. This is your chance to own a home with no PMI, ever.
- NO PMI (Private Mortgage Insurance) Save big on your monthly mortgage payment.
A 20% down payment is normally needed to avoid PMI - Only 3% Down Payment
- Minimum 680 Credit Score
- Must be a primary residence
- Single-family homes, townhomes and condos eligible
- Household income must be at or below area median income*
Bonus Benefit: 1% Origination fee refunded after 36 on-time monthly payments. Build equity, earn savings!
*Area median income pulled via Fannie Mae AMI-Lookup-Tool. This is a limited opportunity for first-time home buyers.