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Get cash back on everyday debit card purchases, plus refunds on ATM withdrawal fees — all across the country.

Key Features

  • Cash Back on Debit Card Purchases
  • Refunds on ATM Withdrawal Fees
  • No Monthly Maintenance Fees
  • No Minimum Balance to Earn Rewards
To open an account or become a member please visit one of our 15 branch locations.
All locations can be found here.
  • Free checking that pays you back
  • 3.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $250 in purchases monthly
  • Earn up to $90 cash back per year, $7.50 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free digital banking
  • Free Mastercard® debit card
  • Nationwide surcharge-free ATM access
  • Shared branches in all 50 states
  • No minimum amount required to open — $5 minimum balance required in Primary Savings Account of all members ($2/monthly fee if balance falls below $5)

It’s easy to earn your rewards

It's so easy that you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:

  • At least 12 debit card transactions over $5.00
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in online banking and log in at least once a month

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM transactions, transfers between accounts and PIN or signature debit card purchases less than $5.01. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one calendar day prior to the first day of the current statement cycle through one calendar day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on up to $250.00 PIN-based or signature debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. In addition, you will receive reimbursements up to an aggregate total of $25.00, max. $4.99 per single transaction, for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within 60 calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly access to online banking and receipt of electronic statements are a qualifier of these Kasasa accounts to qualify for the rewards. Limit 1 Kasasa account per membership number. There are no recurring monthly maintenance charges or fees to open this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member insured by NCUA. Kasasa Cash, Cashback and Tunes accounts are trademarks of Kasasa, Ltd., registered in the U.S.A.

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