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Get cash back on everyday debit card purchases, plus refunds on ATM withdrawal fees — all across the country.

Key Features

  • Cash Back on Debit Card Purchases
  • Refunds on ATM Withdrawal Fees
  • No Monthly Maintenance Fees
  • No Minimum Balance to Earn Rewards
To open an account or become a member please visit one of our 15 branch locations.
All locations can be found here.
  • Free checking that pays you back
  • 3.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $250 in purchases monthly
  • Earn up to $90 cash back per year, $7.50 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free digital banking
  • Free Mastercard® debit card
  • Nationwide surcharge-free ATM access
  • Shared branches in all 50 states
  • No minimum amount required to open — only $5 in a Primary Savings Account 

It’s easy to earn your rewards

It's so easy that you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:

  • At least 12 debit card transactions over $5.00
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month.

*Limit of one Kasasa account (Kasasa Cash, Kasasa Cash back, or Kasasa Tunes) per membership account. Qualification Information: Account transactions and activities may take one or more Banking Days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases of $5.00 or less, debit card purchases processed by merchants and received by our credit union as ATM transactions, and purchases made with debit cards not issued by our credit union. ”Monthly Qualification Cycle” means a period beginning one (1) calendar day prior to the first day of the current statement cycle through one (1) calendar day prior to the close of the current statement cycle. Reward Information: Rewards vary by account. With a Kasasa Cash Back checking account you will receive the following rewards: 3% cash back on debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. $90 per year cash back calculated based on member meeting qualifications monthly, $7.50 cash back times 12 months=$90. ATM Fee Refunds: you will receive reimbursements up to $25.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. If you believe you have not been reimbursed the correct amount of ATM fees you must contact us within 30 calendar days after the Statement Cycle where the reimbursement was applicable in order to receive a refund. When your Kasasa account qualifications are not met cash back payments are not made and ATM fees are not reimbursed. Rewards and ATM fee reimbursements will be credited to the appropriate Kasasa account on the last day of statement cycle. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Must open and maintain $5 in a primary savings for credit union membership. This account does not earn dividends, so there is no APY. Monthly enrollment in online banking, receipt of electronic statements, and 12 debit card transactions more than $5.00 each month are the qualifications for receiving rewards on these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons is required to meet some of the account’s qualifications. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.

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