Equifax Data Breach
Please be aware that First Financial Credit Union was not part of the recent Equifax Data Breach which may have impacted approximately 143 million U.S. consumers. Equifax advises there is no evidence of the unauthorized activity on Equifax’s core consumer or commercial credit reporting databases, which is where First Financial Credit Union reports members’ data information. Please be assured that your information at First Financial Credit Union has not been compromised, and this incident occurred solely at Equifax.
Steps to Protect Yourself
We are taking enhanced security measures to keep your accounts safe, but there are some steps that you can do to protect yourself:
1. Monitor Your Accounts & Credit Reports
Monitor all of your accounts, and if you see any suspicious information, contact your financial institution immediately. If you suspect fraudulent activity on any of your First Financial accounts, please call us at (505) 766-5600 (800-342-8298).
You are entitled to receive one free credit report every 12 months from each of the three nationwide consumer credit reporting agencies: Equifax, Experian and TransUnion. These consumer reporting agencies have a central website, a toll-free phone number and a mailing address where you can order your free annual report. To order, visit annualcreditreport.com, call 877.322.8228, or print and complete the Annual Credit Report Request Form and mail it to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
2. Find Out If Your Information Is Potentially At Risk
Equifax has set up a website equifaxsecurity2017.com that allows consumers to determine if their information was potentially compromised.
3. Sign Up for Equifax’s Free Credit Monitoring
Equifax announced that it would provide free credit monitoring to all U.S. consumers, regardless of whether their information was potentially compromised. If you sign up for one of these free monitoring services, you may be waiving certain rights to sue.
4. Freeze Your Credit
Equifax, along with the other large credit reporting agencies Experian, Trans Union, and Innovis, allow consumers to take the next step and actually freeze their credit lines, and you might consider taking advantage of this. A freeze goes a step further than credit monitoring in that it prevents anyone from taking out a loan or a credit card in your name by adding additional steps to release your credit information to a lender.
For additional information about the breach please go to their website equifaxsecurity2017.com or call Equifax’s dedicated contact center at 866-447-7559.