SFCU Online/Mobile Banking will no longer be available after Friday, August 29th at 4 p.m. SFCU members will be able to enroll in First Financial Credit Union (FFCU) online/mobile banking effective Tuesday, September 2nd. Please view the Online/Mobile Banking Enrollment tab below for more information.
Welcome SFCU!
You’re officially part of the First Financial Credit Union family! That means you now have access to bigger rewards, stronger services, and more ways to make your money work for you.
What’s waiting for you:
- More Rewards: Last year, members earned over $2.3 million in cash rewards—and you’re next.
- Better Banking Tools: Enjoy modern features like card controls, alerts, and mobile deposit.
- More Access: Expanded branch network plus thousands of surcharge-free ATMs nationwide.
- Exclusive Benefits: High-yield rewards checking, competitive loan rates, and member-only perks.
Getting Started is Simple
To begin enjoying your new benefits, start by registering for First Financial’s Online & Mobile Banking. From there, you’ll unlock everything from account management to rewards tracking—all in the palm of your hand.
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Online/Mobile Banking Enrollment
Get Ready for your new digital experience with FFCU! SFCU online/mobile banking will no longer be available starting August 29 at 4:00 p.m. Starting September 2, you'll log in with new credentials as an FFCU member.
Your Membership Upgrade.
- Starting Tuesday, September 2, register for online/mobile banking at and set up a new login as a FFCU member.
- Use your current SFCU membership number to get started.
- You will need to create new login credentials when enrolling in FFCU’s online/mobile banking for the first time.
These simple steps will ensure you have access to the latest tools, enhanced security, and a seamless way to manage your finances. Thank you for your patience and continued trust during this exciting time of growth.
How to Register for Online Banking with FFCU:
Once you click on the Register Now link. Review the online banking disclosure, check the box next to “I Agree,” and click “Continue.” Confirm your identity using the following required information:
- Your 4, 5 or 8-digit member number (do not include any leading or trailing zeros, do not include any suffix or cross reference numbers). Use your current SFCU membership number to get started. If you are unsure what your account number is, please contact our MRC department at (505)766-5600 and we will provide it.
- Your full Social Security Number or Tax ID (no spaces or dashes)
- You’ll also need to verify 2 out of the 3 additional pieces of information:
- Date of birth (Note: Do not use date of birth if the account is a trust)
- Email address
- Physical address ZIP code
6. Click “Continue” to proceed.
7. Choose your preferred method for two-factor authentication (2FA):
- Text
- Automated call
Note: Email is only available for 2FA during the registration process.
8. Create your unique username (alphanumeric only; no special characters such as “.”) and click “Continue.”
9. Create your password:
- Must be 8–30 characters in length
- Include at least one uppercase letter, one lowercase letter, one number, and one special character
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How to Register for Online Banking
Stay Informed
This page will be updated regularly with the latest information about the merger. Check back often for updates, timelines, and helpful resources to guide you through the transition.
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Online/Mobile Banking Enrollment
Get Ready for your new digital experience with FFCU! SFCU online/mobile banking will no longer be available starting August 29 at 4:00 p.m. Starting September 2, you'll log in with new credentials as an FFCU member.
Your Membership Upgrade.
- Starting Tuesday, September 2, register for online/mobile banking at and set up a new login as a FFCU member.
- Use your current SFCU membership number to get started.
- You will need to create new login credentials when enrolling in FFCU’s online/mobile banking for the first time.
These simple steps will ensure you have access to the latest tools, enhanced security, and a seamless way to manage your finances. Thank you for your patience and continued trust during this exciting time of growth.
How to Register for Online Banking with FFCU:
Once you click on the Register Now link. Review the online banking disclosure, check the box next to “I Agree,” and click “Continue.” Confirm your identity using the following required information:
- Your 4, 5 or 8-digit member number (do not include any leading or trailing zeros, do not include any suffix or cross reference numbers). Use your current SFCU membership number to get started. If you are unsure what your account number is, please contact our MRC department at (505)766-5600 and we will provide it.
- Your full Social Security Number or Tax ID (no spaces or dashes)
- You’ll also need to verify 2 out of the 3 additional pieces of information:
- Date of birth (Note: Do not use date of birth if the account is a trust)
- Email address
- Physical address ZIP code
6. Click “Continue” to proceed.
7. Choose your preferred method for two-factor authentication (2FA):
- Text
- Automated call
Note: Email is only available for 2FA during the registration process.
8. Create your unique username (alphanumeric only; no special characters such as “.”) and click “Continue.”
9. Create your password:
- Must be 8–30 characters in length
- Include at least one uppercase letter, one lowercase letter, one number, and one special character
Uniting To Serve You Better.
This partnership brings together two strong financial institutions, combining resources and expertise to provide even greater benefits to our members. Uniting the strengths of both credit unions allows us to offer you more: more branches, more products, and more resources unlocking new opportunities to help you thrive financially.
Align in Purpose. Why SFCU?
Southwest Federal Credit Union has a rich history, proudly serving New Mexico since 1936. Their values and commitment align closely with ours, and together we’ll be stronger, offering enhanced resources and greater accessibility for all our members.
Smarter Banking. Real Rewards.
When it comes to your financial future, the right products make all the difference. That’s why we’ve put together a side-by-side comparison of SFCU’s current offerings and the enhanced products and services available at FFCU. From more rewarding checking accounts to broader loan options and advanced digital tools, you’ll see how First Financial delivers more of what matters—value, convenience, and member-first banking.
Same Spot. New Look.
Until System Conversion is complete, SFCU members should continue to conduct transactions at SFCU branches only.
After System Conversion, members will have full access to the combined network of branches—both former SFCU locations and all existing FFCU branches. All current SFCU branch locations will remain open following the merger and will be rebranded with First Financial Credit Union signage, materials, and branding to reflect the unified organization.
Merger Questions? We've Got Answers.
We understand that change can bring questions—and we’re here to help. Below you’ll find answers to common questions about the upcoming merger between SFCU and FFCU. From account transitions to branch access and online banking, we’re committed to keeping you informed every step of the way.
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The SFCU Member Virtual Town Hall Meeting Recording
View the updated SFCU Merger Q&A here.
If you have questions or want further clarification, please reach out to us at 800-342-8298 for more details. Thank you for your trust and support. We’re thrilled about this new chapter and look forward to delivering even greater value to you.
*Please view all terms and conditions here