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People Helping People

Credit Unions are member-owned, not-for-profit financial institution that are all about you! Members save big because of consumer-friendly pricing. Since Credit Unions are not-for-profit, earnings are returned to members in the form of lower interest on loans & higher interest earned! Plus, because most credit unions are local, money stays in the community!

Intro

Part 1: Ownership

 

Part 2: Geography

 

Part 3: Goals

A Better Way to Bank

Credit unions are not-for-profit organizations that exist to serve their members. Like banks, credit unions accept deposits, make loans and provide a wide array of other financial services. But as member-owned and cooperative institutions, credit unions provide a safe place to save and borrow at reasonable rates.

Deposits are insured by the National Credit Union Association (NCUA), which protects members’ deposits up to $250,000 per ownership.

With the help of financial services technology by the CO-OP organization, members can access their money through a network of over 30,000 ATMs — some of which include low fees internationally — and over 5,300 shared branches.

Credit Unions Were There for Consumers During the Financial Crisis

  • Financially safe & sound
  • History of careful lending
  • Continued to serve their communities and lend money when other financial institutions would not
  • Reflect strong capital ratios
  • Economically sound 

The Benefits of Using A Credit Union

  • Members save big at credit unions because they have consumer-friendly pricing.
  • Member owned
  • Not-for-Profit
  • Locally run
  • Earnings returned to members in the form of lower interest on loans & higher interest earned
  • Money stays in the community

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