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Get immediate and safe access to your money using direct deposit.

No more waiting for checks in the mail! Set up your paycheck or pension for deposit directly into your savings or checking account with a few simple steps. Your employer or the government agency that issues your payroll checks is responsible for establishing direct deposit on your behalf. You will typically fill out a basic form requesting the following information, and they will do the rest.

How to set up direct deposit:

  • Contact your employer’s Human Resources department
  • Give them the routing number: 307083694
  • Give them your account number (available on your wallet card or on the bottom of your checks)
  • Specify the account you would like your money deposited into (checking or savings)

If you need assistance or don’t remember your account numbers, call us at (505) 766-5600 or (800) 342-8298.

Good News! FFCU will post ACH Deposits up to 2 days early to members’ accounts.

  • This benefit is for all members, and you do not need to “opt in”. It’s automatic for all ACH/payroll deposits received at FFCU.
  • Early posting is based on when your employer/originator submits the direct deposit and is not guaranteed
  • If you have subsequent auto transfers to shares/loans scheduled on your payday, those transfers will still come out on the normal scheduled date. Even if the direct deposit posts early, we do not recommend changing these transfers since the direct deposit may not always be received early by FFCU.

View our helpful Q&A here


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