During this Government Shutdown, we are here to help.

During this Government Shutdown, we are here to help.

First Financial is committed to provide financial assistance to our members affected by the government shutdown.* 

• Loan payment extensions (skip pays) - Defer up to equivalent of 2 months of payments while you are out of work for all qualified loans.**
• Penalty Free withdrawals from your term share certificate– Withdraw funds in your term share certificate without being charged a penalty.***
• Fees - Upon request, we will review your account for possible one-time overdraft fee waiver while you are out of work if you have Courtesy Pay on your account.*
• 0% APR LOAN - You can borrow up to 80% of the net on your last paycheck at 0% APR with 90 day deferment on the first payment.**
• Greenpath Financial Wellness - As a member of First Financial Credit Union you have access to free financial counseling from Greenpath Financial Wellness. You can call (877) 337-3399 or visit their website here to provide you with access to free, one-on-one financial counseling, debt management services and financial education tools.

Contact us today at 505-766-5600 to discuss these options and determine the option for you during this difficult time.

*If you’ve been affected by the government shutdown, we will need you to provide us with your most recent paystub, employer statement, etc. to qualify for the above relief options. You will need to provide a letter of pay delay or furlough papers.
**Approvals on loans will be determined on a case-by-case basis. Some FFCU loans are not eligible for this relief. Mortgages and line of credit loans do not qualify. Interest on skip pays will continue to accrue during the deferral period. Contact FFCU to see if your loan is eligible.
***Interest will not accrue on the withdrawn amount from your Term Share Certificate.