FAST-TRACK YOUR NEXT SAVINGS MILESTONE.
The secret to fast savings? It's to pair Kasasa Saver® with one of our Kasasa® Checking accounts. It’s simple and easy.
Key Features
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Really High Dividends
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LINKS TO KASASA® CHECKING ACCOUNTS
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No Monthly Maintenance Fee
Details
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash®, Kasasa Cash Back®, or Kasasa Tunes® checking
- Automatic transfers of Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes earnings
- 3.00% APY* on balances up to and including $50,000
- 3.00% to 1.33% APY on balances over $50,000 depending on balance in account*
- 0.05% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back or Kasasa Tunes
- Free digital banking
- No minimum balance to earn rewards
- No monthly maintenance fee
- $5 minimum deposit to open
It’s easy to earn your rewards
Qualifying for your Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back or Kasasa Tunes account during each Monthly Qualification Cycle:
- At least 12 debit card transactions over $5.00
- Be enrolled in and agree to receive eStatements
- Be enrolled in online banking and log in at least once a month
And if you don't meet these qualifications, your Kasasa Saver account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than $5, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.
Visit www.ffnm.org or call 800-342-8298 for one of our branch service representatives for specific Monthly Qualification Cycle dates.
Reward Information:
When your linked Kasasa Cash or Kasasa Cash Back account and qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $50,000 in your Kasasa Saver account earn an APY of 3.00% and daily balances over $50,000 earn an APY of 0.50%, resulting in a range from 0.50% to 3.00% APY depending on the account's daily balance.
When your linked Kasasa Cash account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an APY of 0.05%.
Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 06/01/2026.
APY calculations are based on an assumed balance of $150,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
A $5 minimum deposit is required to open the account.
Monthly use of online banking, estatements, and 12 debit card transactions over $5.00 year are conditions of these accounts.
Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.
There are no recurring monthly maintenance charges or fees to open or close this account.
A Kasasa Cash account is required to have a Kasasa Saver account.
A linked Kasasa Saver account is required for automatic savings.
Limit of 1 Kasasa Saver account and 1 Kasasa Cash or Kasasa Cash Back account per member.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Federally insured by NCUA.
Trademarks:
Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Tunes and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.
Thank you for your interest in applying for a First Financial Credit Union Credit Card. The credit union is updating the credit card portfolio from Visa to MasterCard, thus there is a temporary freeze on accepting new credit card applications. Credit Card applications will be available on October 16th, 2023, please ensure to apply for a credit card at that time. Thank you for your understanding.
Sincerely,
First Financial Credit Union Card Services