Roth IRA

Roth IRA
Most contributions are made on a pre-tax basis1
Contributions are not tax deductible1
Funds may be used toward a variety of investments, including purchase of first home
No mandatory distribution age but eligible for distribution after age 59 ½

1 Consult your tax advisor. You may be subject to a 10 percent early distribution penalty tax on any taxable amount taken from either a Traditional or Roth IRA before you reach age 59½ , unless you qualify for one of these penalty exceptions: disability, certain health insurance costs, certain medical expenses, higher education expenses, first-time homebuyer expenses, substantially equal periodic payments, IRS tax levy, qualified military reservist distributions, or death (beneficiary distributions).