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Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
  • Competitive rates for short-term or one-time needs:
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And more
  • The existing equity in your home is used as collateral backing
  • Terms tailored to fit your lifestyle
  • The interest paid might be tax deductible1
  • Local decision-making and processing
  • Dedicated, friendly service from start to finish

Now for a limited time get no closing costs with a home equity line of credit.*

This leap year is the year to leap into the equity in your home! A home equity line of credit (HELOC) is a great way to leverage the value of your home and ensure you have funds available for whatever you want, such as home improvements, vacations and more!

Apply now online!

*Income and credit qualifications apply. Rates as low as 5.75% APR and are subject to change. All HELOC loans have a $35.00 annual fee. Minimum draw at closing is $5,000. Member will not be charged any closing costs. Subject property must be the member’s primary residence. Homeowner’s insurance will be required as well as flood insurance if applicable. Interest rates are variable, based on Wall Street Journal Prime Rate, plus a margin. Margin offered is dependent on the member’s strong credit characteristics. Members with less than strong credit characteristics may be offered a higher margin. Maximum interest rate is 18.00%. Approval restrictions may apply. No draw required at closing and all funds will be available to draw for the first 60 months. Promotion runs February 14 through March 31st, 2020. Must apply during these dates and close within 30 days of the promo expiration date.

  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Home improvements
    • Emergency reserve
    • And more
  • The existing equity in your home is used as collateral backing
  • Terms tailored to fit your lifestyle
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds are easily accessible via branch, telephone, or online banking requests
  • The interest paid might be tax deductible1
  • Local decision-making and processing
  • Dedicated, friendly service from start to finish

1Consult a tax advisor.

Greg Maier

Mortgage Loan Originator

NMLS ID #1735607

Greg Maier has been with First Financial Credit Union since 2015 and brings years of lending experience on both consumer and residential loan products. He graduated with a Bachelor of Business Administration from the University of New Mexico in 2013 and is well versed in conventional and portfolio mortgages with a strong ambition to give the best possible service to our members. From start to finish, you can be sure that Greg will be detailed and informative in your home buying process

Please feel free to call or email us with any questions you may have.

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