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Give your budget some breathing room with anytime access to extra funds — and never pay a cent in annual fees.

Key Features

  • Competitive Rates
  • No Annual Fee
  • Increased Purchasing Power
  • Annual Percentage Rate (APR) for Purchases as low as 6.9%*
  • APR for Balance Transfers as low as 6.9%*
  • APR for Cash Advances as low as 6.9%*
  • Competitive, fixed rates
  • No annual fee
  • Increased purchasing power; accepted virtually everywhere, worldwide
  • LOW FEE Balance Transfer
  • Auto Rental Collision Damage Waiver
  • Zero Liability1
  • Roadside Dispatch (US Only)
  • Travel and Emergency Assistance services
  • eStatements
  • Real-time Fraud Monitoring protection
  • Manage your card 24/7 with online access
  • Easily replaced if lost or stolen

1Please read the following disclosure that contains rates, fees, and other cost information, as well as agreements and terms that are related to the FFCU Credit Card.

Manage your credit card anytime with eZCard Account Access. Analyze spending, pay bills, and more. Visit to log in or enroll now.

Protect your Visa card number online.

With Verified by Visa, a quick and simple step adds safety when shopping online at participating merchants. Merchants in the Verified by Visa program require online customers to use cards that are covered by the Visa security program.

What is it?

Verified by Visa uses personal passwords to help protect Visa card numbers against unauthorized use. Once you activate your card, no one else can use your Visa card at any of the participating online stores without your personal password.

How does it work?

You can register your card online. Those who have not registered and start to place an online order with a merchant in the Verified by Visa program will see a message telling them they must have Verified by Visa to proceed. Their order will remain in place, but a box will pop up where they can register. There is no cost to register for Verified by Visa.

You will be asked to register, and devise a personal password and a personal message. Then, when you submit an order at any of the participating online stores, your personalized Verified by Visa window will appear. Check your personal message to verify it is an official Verified by Visa window. If it is correct, enter your password and submit.

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