We understand the challenges many of our federal employee members are facing during the recent government shutdown. At First Financial Credit Union, we are committed to standing by you during this difficult time. We have put together several financial assistance options to help ease the burden until normal operations resume.*
Loan Payment Extensions / Skip Pays
Defer up to the equivalent of 2 months of payments on qualified loans while you are out of work.**
Penalty Free Withdrawals from your Term Share Certificate
Access your funds without early withdrawal penalties.***
Waived Fees
Overdraft fees will be waived on checking accounts with Courtesy Pay while you are out of work.
0% APR LOAN
Borrow up to 80% of the net amount on your last paycheck at 0% APR, with a 90-day deferment on the first payment.
Financial Counseling Options:
Need guidance with your finances? As an FFCU member, you have access to free financial counseling. Schedule an appointment today and get expert support with budgeting, debt, and financial planning.
- First Financial Certified Counselors – Schedule an appointment with one of FFCU's counselors for personalized guidance on budgeting, debt management, and financial planning. To schedule your appointment click on the FFCU counselors below.
- GreenPath Financial Wellness – As an FFCU member, you also have access to free, confidential financial counseling through GreenPath. Call (877) 337-3399 or visit click on the button below.
How to Get Started:
If you are directly affected by the government shutdown, please contact us today to discuss which option best fits your needs. Please note that you may be required to provide proof that you are directly affected by the shutdown (e.g., paystub, furlough letter, or employer statement).
We’re here to help you weather this uncertainty. Contact us today to discuss any of these options. Thank you for being part of the FFCU family.
* You may be required to provide documentation to qualify.
** Not all loans qualify. Mortgages and lines of credit are excluded. Contact us for details. Interest will continue to accrue during the deferral period.
*** Interest will not accrue on the withdrawn amount.