FFCU Is Here For YOU!

Get Paid to Bank Here! With completely FREE checking accounts, FREE CU Anytime ATM's, FREE financial education and counseling, and so much more, First Financial has everything you need to start or expand your financial journey!

Checking Accounts to Meet Your Needs.

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Kasasa Cash Back Accounts

Get cash back on everyday debit card purchases, you could earn up to $90 a year* with a FREE Checking account!

Full Details on Kasasa Cash Back Checking

Kasasa Tunes Checking Accounts

From songs you can’t get out of your head to movies you’ve been meaning to watch. Download them all — and get refunded!

Full Details on Kasasa Tunes Checking

Kasasa Cash Accounts

ONE OF THE HIGHEST CHECKING REWARDS RATES IN NEW MEXICO! Free checking that earns 5.05% APY* on balances up to $15,000! Plus refunds on ATM withdrawal fees, nationwide.

Full Details on Kasasa Cash Checking

Qualification Information: APY = Annual Percentage Yield. To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle: At least 12 PIN-based or signature-based debit card purchases, each $5.01 or more. Be enrolled in and have agreed to receive e-statements rather than paper statements. Be enrolled in and log into online banking. Maintain a valid email address on record with our credit union. For clarity, in order to count as a qualifying transaction for the purpose of earning the account's rewards PIN-based and signature-based debit card purchases must be at least $5.01. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based, signature based debit card purchases less than $5.01, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates. "Banking Day" means any day on which an office of the credit union is open to the public for the purpose of carrying out substantially all of its banking functions or for processing. "Business Day" means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, June 19, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day. "Statement Cycle" means the period of time for which our credit union provides a summary of the financial activities and transactions that post and settle to the accountholder's account. Contact one of our branch service representatives for specific Statement Cycle dates.

*Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $15,000 receive an APY of 5.05%; and daily balances over $15,000 earn a dividend rate of 0.30% on the portion of the daily balance over $15,000 resulting in a Split rate that ranges from 5.05% to 0.92% APY, depending on the account’s total daily balance. You will receive reimbursements up to an aggregate total of $25.00 ($4.99 per single transaction) for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes transactions via ATM. When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. Dividends will be credited to your Kasasa Cash account on the last day of the current statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 9/01/2023. APY calculations are based on an assumed balance of $15,000 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Qualifications, rates, rewards, fees, account specifics and restrictions may vary by account. $5.00 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of 1 Kasasa account(s) per membership account. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Federally insured by NCUA.

Trademarks: iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com and Google, Inc. are not participants in or sponsors of this program. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.

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First Rewards

Earn rewards simply by using your First Financial (FFCU) Debit Card to make everyday purchases online and at your favorite stores and restaurants! First Rewards is one of the ways we thank our loyal members! Earn points for every debit card swipe, and then use those points to purchase merchandise or services.

Learn More About First Rewards

Financial Resources at Your Fingertips!

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Free Financial Webinars

Monthly financial webinars covering multiple topics including budgeting and savings tips, credit reports and score courses, loan education and resources, and much more.

Upcoming Webinars

One-on-one Free Financial Counseling

First Financial Credit Union has Certified Financial Counselors specifically trained to help improve your financial wellness. Schedule an appointment with one of our financial counselors on different topics listed below. Plus, you could WIN A $50 GIFT CARD!*

Financial Counseling Topics Include:

Budgeting
Credit Report Review
How to Build Credit
Borrowing Basics
Fraud & Identity Theft
Debt Payoff Strategies

Appointments are available at most branch locations every Friday both virtually or in-person. Click below to select a branch and schedule your appointment.

Learn More About Free Financial Counseling

*Must be 18 years or older to claim gift card prize. Must be a member of First Financial Credit Union and have attended a counseling session with FFCU.

GreenPath Financial Wellness