Member Benefits

Here at FFCU we want you to get the very most out of your financial institution.
Check out some of our MEMBER BENEFITS below! You Be You and we’ll help you with all of your financial needs!

First Financial Credit Union is local to you in EVERY STATE! There are currently OVER 5,000 Credit Union Service Centers across America that can serve your banking transaction just like a First Financial branch!

Shared Branching & Free ATMs

• Get person-to-person assistance with your accounts, even when you’re far from home.
• Make deposits, transfers, account inquiries and much more.
• Over 5,000 convenient locations and more than 2,000 self-service locations covering all 50 states.
• Get 24/7 convenient access to NO CHARGE CU ANYTIME ATMS

Plus with the CO-OP Network you will access to nearly 30,000 SURCHARGE FREE ATMs nationwide!

CO-OP Locator App

Download the CO-OP ATM and Shared Branch Locator App to find a Branch or CU Anytime ATM whenever you need it. Versions of the app are available for download now through the Google Play and iTunes stores.
Visit here for full co-op locator app full details and downloading information.

We know you’ve got places to go and people to see! Don’t drive into a branch and wait in line! Apply Anytime, Anywhere with our mobile loan app.
Visit here for full mobile app details and downloading information. Or apply online now!

Apply Now Consumer Loan Rates

Enjoy mobile convenience such as:

• Touch ID Login
• Quick Balance View
• Activate and Manage your Debit Card. Turn your card on and off at your convenience. Or, if you have lost your card you can turn it off until you find it, or order a new one.
• Bill Pay with Picture Pay! Pay a bill by taking a picture of it. Point, Shoot, Pay!
Visit our Mobile Banking Page for full details.

Mobile Check Deposit

Need to deposit a check quickly? You can electronically deposit checks from an iPhone® or Android® device that has a camera. Just sign into your account through our mobile app and select Mobile Check Deposit, it’s that easy! You must be signed up for Online Banking in order to use Mobile Check deposit. Click here for directions on how to sign up for Online Banking.
Watch the instructional video here.

Get Paid to Bank Here! With one of these three accounts that reward you back!1

1 Limit of one Kasasa account (Kasasa Cash, Kasasa Cash back, or Kasasa Tunes) per membership account. Qualification Information: Account transactions and activities may take one or more Banking Days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases of $5.00 or less, debit card purchases processed by merchants and received by our credit union as ATM transactions, and purchases made with debit cards not issued by our credit union. ”Monthly Qualification Cycle” means a period beginning one (1) calendar day prior to the first day of the current statement cycle through one (1) calendar day prior to the close of the current statement cycle. Reward Information: Rewards vary by account. Depending on what Kasasa account you open, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: Kasasa Cash: Balances up to $7,500 receive 2.03% dividend rate and APY* of 2.05%; and balances over $7,500 earn 0.30% dividend rate on the portion of balance over $7,500 resulting in a range from 2.05% to 0.42% APY* depending on the account’s balance, Kasasa Cash Back: 3% cash back on debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle, Kasasa Tunes: you will earn up to an aggregate total of $8.00 (which includes any applicable taxes) in refunds for any iTunes, or Google Play purchases. In order to be refunded, iTunes,, Google Play purchases must be made with your First Financial Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. ATM Fee Refunds: you will receive reimbursements up to $25.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. If you believe you have not been reimbursed the correct amount of ATM fees you must contact us within 30 calendar days after the Statement Cycle where the reimbursement was applicable in order to receive a refund. When your Kasasa account qualifications are not met all balances in a Kasasa Cash account earn 0.05% APY*; cash back payments are not made, iTunes, and Google Play purchases are not refunded and ATM fees are not reimbursed. Rewards and ATM fee reimbursements will be credited to the appropriate Kasasa account on the last day of statement cycle. APY = Annual Percentage Yield. APYs accurate as of 10/05/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly enrollment in online banking, receipt of electronic statements, and 12 debit card transactions more than $5.00 each month are conditions for receiving rewards on these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. iTunes is a registered trademark of Apple, Inc. Amazon is a registered trademark of Google Play is a registered trademark of Google Inc. Apple Inc., and Google are not participants in or sponsors of this program. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.