I to I Transfers

Institution to Institution Transfers

I-to-I transfers is a service where our members can now sign in through our Online Banking and perform transfers to and from another institution. So if you have an account at another financial institution, you can sign in and transfer money to that account from the account at FFCU, or you can transfer from your account at the other financial institution to your account here, all through our Online Banking! The greatest part is there is no fee!

There is a setup process that must be followed to verify we have the correct information. The setup process may take up to 3 days. Below are the steps to setup the other financial institution’s information.

STEP 1 • Institution to Institution Transfers Setup

Once logged into your FFCU Online Banking click on the “Transfers” tab and navigate to the “Add Remote Accounts” tab. Enter the other institution’s information and confirm the information is correct.


Within 24 hours check inside your Communication Box. This tab is located inside of your FFCU Online Banking on the upper right of your screen. The first communication reflects the upcoming test penny transactions. You will then need to access the other institution and record the exact penny transactions.


Within 24 hours, the second communication will come in. It will tell you if the information provided was valid and that the penny transactions were done. Navigate to the “Transfers” tab and check out the pending verifications. Input the 3 penny transactions, the next window will ask for a confirmation. That’s it! Your added account will now be listed in your transfer to/from list.

*External transfer limit of $2000.00 per day and $5000.00 per month. These limits are put in place to help limit fraud and protect both the Credit Union as well as our Members.