We have been experiencing longer than normal hold times. If you have questions on how to deposit the Navajo Cares Act Hardship Assistance Program checks for minors, please read through the below FAQ's.
Can I deposit this check at a branch drive-thru for my minor child?
Yes, the check can be deposited at any branch drive-thru. The account owner will need to write the child’s name on the back of the check, as well as their name and relationship to the child.
If I deposit my minor child’s check at your branch drive-thru, do I need to bring my child’s birth certificate?
No, providing your child's birth certificate is not necessary. The account owner will need to provide their own government-issued ID.
Can I deposit this check via ATM for my minor child?
Yes, you can deposit the check at any ATM, as long as your account is at least 30 days old. The account owner will need to sign the child’s name on the back of the check, as well as thier name and relationship to the child.
Can I deposit this check via mobile app for my minor child?
Yes, you can deposit the check using our mobile app, as long as your account is at least 30 days old. The account owner will need to sign the child’s name on the back of the check, as well as their name and relationship to the child.
What type of endorsement is required in order to deposit this minor check?
The account owner will need to sign the child’s name on the back of the check, as well as their name and relationship to the child.
Can I cash the check without depositing it first?
We will release the first $225 immediately and the remaining amount will be placed on a standard 2-day hold.
Why are you placing a Hold on the funds (standard 2-day Hold)?
A 2-day standard hold that is placed on check deposit items to allow FFCU time to validate the check and help you avoid any potential fees for a returned check.
How can I open a minor account for my child?
Please visit any branch so we can assist you with opening an account for your minor child.