Savings Rates

Savings Rates — Effective as of 02/01/2017

Annual Percentage Yield, subject to change. Minimum amount to open a Money Market Account is $500. Fees may reduce earnings.

Type Balance Range Dividend Rate APY
Primary Savings $5 & over 0.25% 0.25%
Money Market Account $25 – $2,499 0.25% 0.25%
Money Market Account $2,500 – $9,999 0.25% 0.25%
Money Market Account $10,000 – $24,999 0.25% 0.25%
Money Market Account $25,000 – $49,999 0.25% 0.25%
Money Market Account $50,000 – $99,999 0.25% 0.25%
Money Market Account $100,000 & over 0.30% 0.30%
Secondary/Special Savings All balances 0.10% 0.10%
Christmas Club All balances 0.40% 0.40%
Vacation Club All balances 0.40% 0.40%
Kirby Kids Savings $5 & over 0.25% 0.25%
IRA Savings All Balances 0.35% 0.35%
IDA Savings Account All Balances 0.60% 0.60%