Credit Cards

Credit Cards – Effective as of 02/01/2017

All rates given in ANNUAL PERCENTAGE RATE. 1Depending on your credit history.

Please read the following disclosure that contains rates, fees, and other cost information, as well as agreements and terms that are related to the FFCU Credit Card.

Card Type Interest Rate
Visa Platinum Rewards 9.9%, 12.9%, 15.9%, 18.9% or 21.9%1
Visa Gold 6.9%, 9.9%, 12.9%, 15.9% or 19.9%

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)

Fees Amount
Additional Card Fee $10.00
Balance Transfer Either $5.00 or 2.00% of the amount of each transfer, whatever is greater (maximum fee $500.00)
Cash Advance Either $2.00 or 2.00% of the amount of each advance, whatever is greater.
International Transaction None
Late Payment Up to $25.00 if your payment is more than 5 days late.
Over-the-Credit Limit None
Returned Payment Up to $25.00 if your payment is returned for any reason.