Credit Cards – Effective as of 02/01/2017
All rates given in ANNUAL PERCENTAGE RATE. 1Depending on your credit history.
Please read the following disclosure that contains rates, fees, and other cost information, as well as agreements and terms that are related to the FFCU Credit Card.
|Card Type||Interest Rate|
|Visa Platinum Rewards||As Low As 9.9%, 12.9%, 15.9%, 18.9% or 21.9%1|
|Visa Gold||As Low As 6.9%, 9.9%, 12.9%, 15.9% or 19.9%|
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)
|Additional Card Fee||$10.00|
|Balance Transfer||Either $5.00 or 2.00% of the amount of each transfer, whatever is greater (maximum fee $500.00)|
|Cash Advance||Either $2.00 or 2.00% of the amount of each advance, whatever is greater.|
|Late Payment||Up to $25.00 if your payment is more than 5 days late.|
|Returned Payment||Up to $25.00 if your payment is returned for any reason.|