Loans Rates

Consumer Loans — Effective as of 09/01/2017

All rates given in ANNUAL PERCENTAGE RATE. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history.

Maximum terms available to qualified borrowers. fn1. Approximate monthly loan payment estimates based on a $20,000 auto loan, and $75,000 RV and Boat loan. fn2. Variable rate.

Loan Type Annual Percentage Rate Maximum Term Approximate Monthly Payment
New & Used Up to 4 Yrs Old Vehicles As low as 1.99% 36 Months $572.791
New & Used Up to 4 Yrs Old Vehicles As low as 2.89% 48 Months $439.951
New & Used Up to 4 Yrs Old Vehicles As low as 2.99% 60 Months $357.511
New & Used Up to 4 Yrs Old Vehicles As low as 3.09% 66 Months $328.151
New & Used Up to 4 Yrs Old Vehicles As low as 3.19% 75 Months $292.691
New & Used Up to 4 Yrs Old Vehicles As low as 3.69% 84 Months, $25,000 minimum amount $335.881
Used 5 Yrs & Older Vehicles As low as 3.09% 36 Months $581.001
Used 5 Yrs & Older Vehicles As low as 3.29% 37-48 Months $443.531
Used 5 Yrs & Older Vehicles As low as 3.39% 49-60 Months $361.111
Used 5 Yrs & Older Vehicles As low as 3.69% 61-66 Months $333.531
First Time Auto Buyer As low as 15.49% 72 Months, $20,000 Max $422.971
New Motorcycles As low as 5.99% 72 Months $331.431
Used Motorcycles As low as 7.99% 60 Months $405.521
New Titled Recreational Vehicles As Low As 6.49% Up to 144 Months, depending on amount $751.271
Used Titled Recreational Vehicles As Low As 6.99% Up to 144 Months, depending on amount $771.131
New Boats As Low As 7.49% Up to 144 Months, depending on amount $791.281
Used Boats As Low As 7.74% Up to 120 Months, depending on amount $899.961
Computer Loan As Low As 7.00% 36 Months Inquire for details
Personal loans As Low As 10.49% 48 Months Inquire for details
Line-of-credit As Low As 13.25% 36 Months Inquire for details
Miscellaneous collateral As Low As 10.25% 60 Months Inquire for details
Share Secured 5.90% 84 Months Inquire for details
Certificate Secured2 CD Rate + 2.5% 84 Months Inquire for details