Best Option

Credit Unions Are The Best Option For Consumers To Conduct Their Financial Services

Credit unions are democratically owned and controlled institutions that have no outside stockholders. After reserves are set aside, earnings are returned to members in the form of dividends on savings, lower loan rates and fees, or additional services.

Nearly 92 million U.S. consumers are member-owners of, and receive all or part of their financial services from the nation’s 7,598 credit unions. Consumer deposits at nearly all credit unions are federally insured by NCUA and credit unions have their own share-insurance fund.