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Deposit Insurance

NCUA Deposit Insurance

The deposit insurance limit on deposit accounts was increased to $250,000 (previously $100,000). Coverage provided by the National Credit Union Share Insurance Fund (NCUSIF) is included in this increase (see below for more information on NCUSIF).

The National Credit Union Administration (NCUA), a federal agency, manages the National Credit Union Share Insurance Fund (NCUSIF). Backed by the full faith and credit of the U.S. government, NCUSIF insures the accounts of millions of account holders in all federal credit unions and the majority of state-chartered credit unions, including First Financial CU. NCUSIF share insurance protects credit union members against losses if a federally insured credit union should fail. You can confidently conduct business with federally insured credit unions because no member has ever lost money insured by the NCUSIF.

Depending on how your accounts are owned or what types of accounts you have, you can increase the total insurance coverage on your funds to greater than $250,000.

Insurance Overview.Your Insured Funds Insurance Estimator

For more information contact the NCUA Consumer Assistance Center, operating from 6 am to 4:30 pm (MST) Monday through Friday. The call center has insurance experts available to answer questions about the coverage provided by NCUA share insurance. The toll-free number is (800) 755-1030. Press extension 1 for insurance questions.