This account pays dividends as well as offers many money saving features such as:

• Free checks in our custom style.
• 2x5 safe deposit box (or $15/year credit towards a larger size), or $10,000 Accidental Death & Dismemberment insurance (coverage reduces by 50% at age 70).
• Free travelers checks.
• Free overdraft transfers.*
• Dividends are paid daily.  Click here for current rates.
• Unlimited transactions.

Members choosing Premier Checking can avoid the monthly fee by maintaining a total combined deposit (savings, checking, certificates, IRAs) of $5,000 or more (total deposits include all deposits under the same member number).  A $7.00 per month service fee is assessed on accounts not maintaining a $5,000 combined balance.

Premier Checking also includes the following features:

• Access to thousands of ATMs with your ATM/Check card.  Your transactions are free at more than 25,000 CU ANYTIME and Co-op ATM machines.  Plus, your card works wherever MasterCard is accepted for quick and easy payment.
• Free online banking and online bill pay.  Access your account information, transfer funds, pay your bills online without writing a check, and more!  It's all available through First Link online banking 24/7, and it's free!
• Telephone access to your account 24/7 through First Line automated phone service.
• Duplicate checks.  You create a carbonless copy of each check you write. We keep your canceled checks, with copies available when needed. 

Check ordering made easy!  Try our online check ordering.

*Overdrafts from savings account(s) are processed only on available funds that are over and above the minimum balance ($5 in your primary savings account). Federal regulations limit overdraft/automatic transfers from your savings account(s) to six per month (this includes overdraft transfers and transfers made through First Line/First Link).  NO fee charged on overdrafts with the exception of electronic/ACH transactions. $4.00 fee assessed for electronic/ACH overdrafts.