IRA CERTIFICATES

IRA certificates are available with a minimum deposit of $500.  Terms range from 3 months to 60 months.   Dividends are compounded and paid monthly, and your dividend rate is locked in when you purchase your certificate. A substantial penalty is assessed if principal funds are withdrawn from the certificate before maturity.

Click here for current certificate rates.

Click here for information on our 36-month variable rate IRA certificate, the certificate that allows you to add to it.

Use our Savings Calculators to calculate the dividends you'll earn.  Or, figure out if you're on track for retirement at our Savings & Retirement Center.