TERM SHARE CERTIFICATE RATES
Rates are effective April 25, 2008, and are subject to change. For savings rates, click here.
Regular certificates require a minimum $1,000 deposit; IRA certificates require a minimum $500 deposit. A substantial penalty is assessed for early withdrawal of principal.
For Jumbo Certificate rates, please click here. Jumbo certificate rates are available to members with a total deposit in the credit union of at least $95,000.
| Type |
Balance |
Dividend Rate |
Annual Percentage Yield |
| 3 months |
$1,000 |
2.60% |
2.63% |
| 3 months IRA |
$500 |
2.70% |
2.73% |
| 3 months IRA |
$25,000 |
2.80% |
2.84% |
| 6 months |
$1,000 |
3.02% |
3.06% |
| 6 months IRA |
$500 |
3.12% |
3.17% |
| 6 months IRA |
$25,000 |
3.22% |
3.27% |
| 12 months |
$1,000 |
3.27% |
3.32% |
| 12 months |
$25,000 |
3.37% |
3.42% |
| 12 months Kirby Kids |
$500 |
3.27% |
3.32% |
| 12 months IRA |
$500 |
3.37% |
3.42% |
| 12 months IRA |
$25,000 |
3.47% |
3.53% |
| 18 months |
$1,000 |
3.27% |
3.32% |
| 18 months |
$25,000 |
3.37% |
3.42% |
| 18 months IRA |
$500 |
3.37% |
3.42% |
| 18 months IRA |
$25,000 |
3.47% |
3.53% |
| 18 month Bump |
$1,000 |
3.17% |
3.22% |
| 18 month Bump IRA |
$1,000 |
3.27% |
3.32% |
| 24 months |
$1,000 |
3.80% |
3.87% |
| 24 months |
$25,000 |
3.90% |
3.97% |
| 24 months IRA |
$500 |
3.90% |
3.97% |
| 24 months IRA |
$25,000 |
4.00% |
4.07% |
| 30 months |
$1,000 |
3.70% |
3.76% |
| 30 months |
$25,000 |
3.80% |
3.87% |
| 30 months IRA |
$500 |
3.80% |
3.87% |
| 30 months IRA |
$25,000 |
3.90% |
3.97% |
| 36 months |
$1,000 |
3.70% |
3.76% |
| 36 months |
$25,000 |
3.80% |
3.87% |
| 36 months IRA |
$500 |
3.80% |
3.87% |
| 36 months IRA |
$25,000 |
3.90% |
3.97% |
| 36 month Variable IRA |
$1,000 |
3.70% |
3.76% |
| 36 month Variable IRA |
$25,000 |
3.80% |
3.87% |
| 48 months |
$1,000 |
3.70% |
3.76% |
| 48 months |
$25,000 |
3.80% |
3.87% |
| 48 months IRA |
$500 |
3.80% |
3.87% |
| 48 months IRA |
$25,000 |
3.90% |
3.97% |
| 60 months |
$1,000 |
3.70% |
3.76% |
| 60 months |
$25,000 |
3.80% |
3.87% |
| 60 months IRA |
$500 |
3.80% |
3.87% |
| 60 months IRA |
$25,000 |
3.90% |
3.97% |
|
Savings